HOUSOFAILoans / Business loan
Funds for your business, matched to how your business files.
Lenders read GST returns, ITR and bank statements differently. We match your business to the lenders that understand it, for expansion, stock or machinery.
- Typical amount
- ₹2 L – ₹75 L
- Tenure
- 1 to 5 years
- Collateral
- Usually none
Check business loan options
Takes 30 seconds. Free, with no obligation.
Who it suits
- Proprietors, partnerships and private limited companies
- Businesses with 2+ years of operations
- Traders, manufacturers and service businesses
What lenders usually look for
- 2–3 years of ITR and financials
- 12 months of business bank statements
- GST registration or Udyam certificate
Requirements vary by lender, profile and city. Your expert confirms them on the call.
Work out your EMI
Move the sliders to see the monthly EMI and the total interest over the loan.
Rates are indicative. The lender sets your actual rate after checking your profile.
Documents to keep ready
A typical list for this loan. Share documents only through the secure link your expert sends you.
Questions about business loan
My turnover is mostly cash. Can I still get a loan?
Some lenders accept lower-documentation profiles. Our expert will tell you which ones fit.
Is a co-applicant needed?
Often a partner, director or family member co-applies. It depends on the lender.
Can I get a loan against GST returns alone?
Some lenders offer GST-based programmes. We check this for you.