HOUSOFAILoans / Home loan
The home loan that fits your income, not just your dream.
Buying, building or extending a home? We compare banks and housing finance companies on rate, eligibility and processing, and stay with your file until disbursal.
- Typical amount
- ₹5 L – ₹10 Cr
- Tenure
- Up to 30 years
- Funding
- Up to 75–90% of property value
Check home loan options
Takes 30 seconds. Free, with no obligation.
Who it suits
- First-time buyers
- Self-employed buyers with ITR
- Families building on their own plot
What lenders usually look for
- Down payment of 10–25% of the property price
- Income documents for all applicants
- Property papers: agreement to sell, title chain, approved plan
Requirements vary by lender, profile and city. Your expert confirms them on the call.
Work out your EMI
Move the sliders to see the monthly EMI and the total interest over the loan.
Rates are indicative. The lender sets your actual rate after checking your profile.
Documents to keep ready
A typical list for this loan. Share documents only through the secure link your expert sends you.
Questions about home loan
How much loan am I eligible for?
Lenders usually keep total EMIs within about half your monthly income. Our expert checks this with you on the call.
Can I add my spouse as co-applicant?
Yes, and adding an earning co-applicant usually increases eligibility.
Do you help with under-construction projects?
Yes, provided the project is approved by the lender.