HOUSOFAILoans / Personal loan
A personal loan, without running from bank to bank.
Tell us your salary and what you need. We shortlist lenders that are likely to approve your profile, so you apply once instead of collecting rejections.
- Typical amount
- ₹50,000 – ₹40 L
- Tenure
- 1 to 5 years
- Collateral
- None
Check personal loan options
Takes 30 seconds. Free, with no obligation.
Who it suits
- Salaried employees with a steady employer
- Medical, wedding, travel or home-improvement needs
- Consolidating credit card dues
What lenders usually look for
- Net salary as required by the lender (often ₹25,000+)
- CIBIL score in good standing
- PAN, Aadhaar, salary slips and bank statement
Requirements vary by lender, profile and city. Your expert confirms them on the call.
Work out your EMI
Move the sliders to see the monthly EMI and the total interest over the loan.
Rates are indicative. The lender sets your actual rate after checking your profile.
Documents to keep ready
A typical list for this loan. Share documents only through the secure link your expert sends you.
Questions about personal loan
How fast is the money credited?
Some lenders disburse within 24–72 hours after documents are verified. Timelines are set by the lender.
Can self-employed people apply?
Some lenders do lend to self-employed applicants; eligibility rules are stricter.
Will checking options affect my score?
Talking to us doesn't. A lender's credit check happens only when you apply with them.