HOUSOFAILoans / Loan against property
Unlock the value of your property, keep living in it.
Raise funds for your business, a child's education or a big expense against a house, shop or office you own. We match you with lenders that suit your income documents and property type.
- Typical amount
- ₹10 L – ₹10 Cr
- Tenure
- Up to 15 years
- Funding
- Usually 50–70% of property value
Check loan against property options
Takes 30 seconds. Free, with no obligation.
Who it suits
- Business owners and professionals with ITR
- Salaried people with property in their name
- Anyone consolidating costly loans into one EMI
What lenders usually look for
- Residential or commercial property with clear title
- Income proof: ITR, GST returns or salary slips
- Property papers: sale deed, tax receipts, approved plan
Requirements vary by lender, profile and city. Your expert confirms them on the call.
Work out your EMI
Move the sliders to see the monthly EMI and the total interest over the loan.
Rates are indicative. The lender sets your actual rate after checking your profile.
Documents to keep ready
A typical list for this loan. Share documents only through the secure link your expert sends you.
Questions about loan against property
How much can I get?
It depends on the property's market value and your repayment capacity. Lenders typically fund 50–70% of the value.
Can I use it for my business?
Yes. Business expansion, working capital and debt consolidation are common uses.
Is the property in a family member's name okay?
Usually yes, with that family member joining as co-applicant.