HOUSOFAILoans / Car & two-wheeler loan
Drive home sooner, with the right car loan.
New car, used car or two-wheeler: we compare lenders on rate, down payment and processing, so the dealer's default offer isn't your only option.
- Typical amount
- ₹50,000 – ₹1 Cr
- Tenure
- Up to 7 years
- Funding
- Up to 80–90% of on-road price
Check car & two-wheeler loan options
Takes 30 seconds. Free, with no obligation.
Who it suits
- Salaried and self-employed buyers
- Used-car buyers
- First-time two-wheeler buyers
What lenders usually look for
- Dealer quotation or pro-forma invoice
- Income proof and bank statements
- For used cars: RC, insurance and valuation
Requirements vary by lender, profile and city. Your expert confirms them on the call.
Work out your EMI
Move the sliders to see the monthly EMI and the total interest over the loan.
Rates are indicative. The lender sets your actual rate after checking your profile.
Documents to keep ready
A typical list for this loan. Share documents only through the secure link your expert sends you.
Questions about car & two-wheeler loan
Is the dealer's finance offer the best?
Not always. Comparing a few lenders often lowers the rate or processing fee.
Can I get a loan for a used car?
Yes, many lenders finance used cars, with age and valuation limits.
How much down payment is needed?
Usually 10–20% of the on-road price, depending on lender and profile.