HOUSOFAILoans / Gold loan
Money against your gold, the same day in many cases.
Short-term funds against gold jewellery, with your gold stored securely by the lender. We point you to lenders with fair valuation and clear charges near you.
- Typical amount
- ₹10,000 – ₹50 L
- Tenure
- Usually up to 12 months
- Value
- Per lender's valuation limits
Check gold loan options
Takes 30 seconds. Free, with no obligation.
Who it suits
- Anyone with gold jewellery
- Small businesses needing quick working funds
- Short-term personal needs
What lenders usually look for
- Gold jewellery for purity check
- PAN or Form 60 and KYC
- Bank account details
Requirements vary by lender, profile and city. Your expert confirms them on the call.
Documents to keep ready
A typical list for this loan. Share documents only through the secure link your expert sends you.
Questions about gold loan
How is the loan amount decided?
By the lender's valuation of your gold's purity and weight, within regulatory limits.
Is my gold safe?
Regulated lenders store pledged gold in secured vaults and return it on repayment.
Can I repay early?
Usually yes. Check the lender's charges for early closure.