HOUSOFAILoans / Loan against shares & mutual funds
Borrow against your investments without selling them.
Pledge eligible shares, mutual funds or bonds and keep your market exposure. We compare lenders on the list of approved securities, margin and rate.
- Typical amount
- ₹1 L – ₹5 Cr
- Type
- Overdraft or term loan
- Funding
- Per lender's margin on each security
Check loan against shares & mutual funds options
Takes 30 seconds. Free, with no obligation.
Who it suits
- Investors with demat holdings or mutual funds
- Business owners needing short-term liquidity
- Anyone avoiding capital gains from selling
What lenders usually look for
- Demat or mutual fund holding statement
- KYC and bank details
- Pledge or lien on eligible securities
Requirements vary by lender, profile and city. Your expert confirms them on the call.
Documents to keep ready
A typical list for this loan. Share documents only through the secure link your expert sends you.
Questions about loan against shares & mutual funds
Which securities qualify?
Only those on the lender's approved list. Our expert checks your holdings against it.
What if markets fall?
The lender may ask you to add margin or reduce the loan if the value of pledged securities drops.
Do I keep dividends?
Generally yes, as you remain the owner of the pledged securities.