HOUSOFAIPay less for the loan you need.
Tell us what you need once. We match you with the bank, NBFC or housing finance company most likely to approve it, and our loan expert handles the file until disbursal. You pay us nothing.
एक बार बताइए, सही लेंडर हम ढूँढेंगे — बिना किसी फ़ीस के।
- No fee to you, ever. Lenders pay us when your loan is disbursed.
- One application, sent only to lenders that fit your profile.
- An expert call within 30 minutes, 9:30am–7pm, Monday to Saturday.
Rates are indicative. The lender sets your actual rate after checking your profile.
Every kind of loan, one place to start
Pick the loan closest to what you need. Each page explains who it suits and what lenders ask for.
How it works
From your first message to money in your account, one expert stays with your file.
Tell us what you need
Fill a 30-second form or chat on WhatsApp in Hindi or English.
We match lenders
Your income, credit score and city decide which lenders are likely to say yes.
Your expert calls
They confirm the details, list the documents and pick the best offer with you.
The lender disburses
We log your file with the lender and follow up on sanction and disbursal.
Paying too much on your home loan?
Enter your current loan. If a lower rate is available, this is roughly what switching could save you before fees.
- Works for home loans and loans against property
- We show the net saving after processing and legal fees before you decide
- Most lenders also offer a top-up when you switch
Know your documents before you apply
Lenders ask for different papers depending on the loan and how you earn. Keep these ready and your file moves faster.
This is a typical list. Your expert confirms the exact list for the lender you choose. Share documents only through the secure link they send you.
Straight answers about how we work
How we're paid
Lenders pay us a referral fee after your loan is disbursed. That's why we cost you nothing, and why we only win when you get the loan.
What we never do
We never ask for OTPs, PINs, passwords or app access. We never collect money from you or promise approval.
Who decides
The lender decides approval, rate and amount. We make sure your file reaches the lenders most likely to say yes.
CA, broker or dealer? Earn on every loan your clients take.
Get your own referral link and QR code, and track every referral from your partner login.
Questions people ask
Still unsure? Ask us on WhatsApp.
Do you charge me anything?
No. Our lending partners pay us a referral fee when your loan is disbursed. You never pay us, and nobody from Housofai Finance will ask you for money.
Are you a bank?
No. We are a loan referral service. We compare lenders, help you choose and prepare your file, and the bank, NBFC or housing finance company sanctions and disburses the loan.
Will you guarantee my loan?
No one can, and you should be wary of anyone who does. The lender decides. What we do is send your file to the lenders most likely to approve your profile.
What happens after I submit the form?
You get an enquiry ID and can continue on WhatsApp right away. A loan expert calls you, usually within 30 minutes during 9:30am–7pm, Monday to Saturday.
How do you protect my data?
We collect only what lenders need, with your consent, and share it only with the lenders and verified advisers working on your loan. We never ask for OTPs, PINs or passwords. Reply STOP anytime to opt out.
Can I talk to you in Hindi?
Haan, bilkul. Our WhatsApp assistant and loan experts speak Hindi and English.
Check your loan options
Takes 30 seconds. Free, with no obligation.